Photo credit ©jcomp / freepik.comby The European Retail Financial Forum (ERFF)December , 202  –   5 min readERFF Working Paper December 2020Issues & Solutions for Retirement Savings & InvestmentsWorking together to create long-term financial security for European householdsThe European Retail Financial Forum (ERFF) is a consumer-focused, pan-European industry platform. Launched in the European Parliament in…